Recreational Clubs Insurance
Protection for clubs which are lucky enough to have their own premises, contents, equipment and trophies and who organize events or go on overseas trips.
We provides a huge range of insurance products and services for all forms of sport and recreational activity, and have dedicated specialists to help you manage your club’s risks.
- Golfers
- Hole in One
- Building
- Public Liabilities
Description
Golfers – It pays for loss or damage of golfing equipment and protects you with a personal accident cover, legal liability to third parties for bodily injury or damages to property, plus of course, a hole-in-one award.
Hole-In-One – insurance is a type of price-indemnification coverage. It’s named for insurance taken out by golf-tournament sponsors that run contests offering big-ticket prizes to one or more contestants who make a hole in one on a single try. This type of insurance is not limited to golf, however. Hole-in-one insurance also applies to sports leagues and retailers that offer similar contests with grand prizes such as Hawaiian vacations, new cars, cash or free merchandise.
Building – Buildings insurance covers the cost of repairing damage to the structure of your property. Garages, sheds and fences are also covered, as well as the cost of replacing items such as pipes, cables and drains. Your insurance should cover the full cost of rebuilding your house. This also includes the costs of demolition, site clearance, and architects’ fees.
Public liability – Public liability insurance is designed for professionals who interact with customers or members of the public. It protects against claims of personal injury or property damage that a third party suffers (or claims to have suffered) as a result of your business activities.
In real terms, this means that if someone is injured or their property is damaged while you’re providing a service, they may take legal action against you to recover their losses. Public liability insurance is designed to help protect your business by ensuring that if this happens, you don’t have to pay any legal or court costs. It covers incidents that occur in your workplace, as well as incidents at other locations.
Public liability insurance only covers claims made by external parties, not those made by your own employees.